Travel Insurance in the Philippines – Coverage for All Ages (0–100 Years)

Domestic & international coverage • Schengen-approved options • Seniors up to 100

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Stay Protected Wherever You Travel

Travel with confidence knowing you’re protected wherever you go. Whether you’re exploring the islands of the Philippines or flying abroad, travel insurance gives you peace of mind against unexpected events—from flight delays to medical emergencies.

A quick story:

One traveler’s luggage went missing on a connecting flight to Japan—along with her winter clothes. Because she had travel insurance, she was reimbursed for essentials and didn’t spend her first night freezing or frustrated. Moments like these show how valuable travel insurance can be when things don’t go as planned.

For Filipino travelers, Pacific Cross Travelsafe is one of the most trusted and reliable options. It offers flexible plans for both domestic and international trips, with benefits that include medical coverage (including COVID-19), trip protection, baggage loss, and 24/7 worldwide assistance. Plans are available for infants, adults, and seniors up to 100 years old.

If you’re heading to Europe, the Worldwide Elite plan is Schengen visa–approved, meeting the required €45,000 / €60,000 medical coverage for visa applications.

Pacific Cross Travel Insurance Plans at a Glance

Plan	Coverage Area
Domestic Plan	Best for trips within the Philippines.
Asia & Oceania Plan	Covers travel across Asia and nearby destinations
Worldwide Elite Plan	For long-haul and Schengen-compliant travel
Annual Multi-Trip Plan	Ideal for frequent travelers; covers unlimited trips per year (maximum 90 days per trip).

Each plan includes COVID-19 in-patient treatment, emergency medical assistance, and travel inconvenience benefits such as delays and baggage loss.

Eligibility & Processing Time

• Ages 0–100 are eligible for Pacific Cross Travelsafe plans.
• Ages 0–75: Once your information and payment are complete, your policy is issued immediately from Monday to Saturday (cut-off time: 5:00 PM).
• Ages 76–100: Senior applications undergo review and are processed within 3–5 working days before policy issuance.

Family plans are also available for couples and children traveling together under one itinerary.

Why You Should Get Travel Insurance

Unexpected situations like medical emergencies, flight delays, or lost luggage can easily disrupt your trip. With Pacific Cross Travelsafe, you’re covered for:

• Medical & Hospitalization (including COVID-19)
• Trip Cancellation or Delay protection
• Loss or Damage to Baggage & Gadgets
• Personal Accident & Liability
• 24/7 Worldwide Emergency Assistance

Whether you need domestic travel insurance or international coverage, these plans ensure you’re protected from departure to return.

Quick Tips Before Buying

• Choose the right plan: Match your destination to the appropriate plan (Domestic, Asia & Oceania, Worldwide).
• Check trip duration: Single-trip plans cover up to 180 days; annual plans allow multiple trips up to 90 days each.
• Keep documents: Retain receipts, boarding passes, and medical certificates for claims.
• Apply early for: For Schengen visa applications, secure your insurance before submission to avoid delays.

Related ILINK.PH Travel Guides

How to Book

Bookings are handled by our trusted partner Triphappy.ph — a DOT-accredited travel operator offering quick assistance via Messenger, Viber, or Email, with instant confirmation for ages 0–75 and priority handling for senior travelers.

We’re here to help. Not sure which plan fits your trip? Our friendly team can guide you from choosing coverage to completing your booking.

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Frequently Asked Questions